Better Benefits, Better Health for Women

Thanks to the Affordable Care Act, the health care law passed by Congress and signed by President Obama, you and your family may be eligible for important new benefits that will ensure you get the care you need and deserve for a lower cost.

• Most young adults can stay on their parent’s family plan until they turn 26.  It doesn’t matter whether you’re married, living with your parents, in school, or financially independent.  For more information on how to stay insured, call the customer service number for your or your parents’ insurer and explain your situation. Or visit Facebook.com/YoungAdultCoverage to learn more.
• Most health plans cannot deny coverage to children under age 19 because of pre-existing conditions.
• If you have been uninsured because of a pre-existing condition, like cancer or having been pregnant, you may be eligible to join the Pre-Existing Condition Insurance Plan.  To find out about plans available in your State, visit: www.pcip.gov.   
• If you are in a new insurance plan, insurance companies cannot charge you a deductible or copays for recommended preventive services, like mammograms and flu shots.  See a list of preventive services that will be covered without a deductible or copays.  Speak with your doctor for more details.
• If you are in a new insurance plan, you can choose the primary care doctor or OB-GYN in your insurer’s network without a referral.  Go to your insurer’s website or call the customer service number to find out which providers are in your network.   
• Insurance companies are prohibited from capping the dollar amount of care you can receive in a lifetime, or dropping your coverage due to a mistake on your application when you get sick. 
• Seniors who are in the Medicare prescription drug coverage gap known as the donut hole will receive a 50% discount on covered brand name prescription drugs and lower copays for generic drugs. You don’t need to take any action to receive this benefit.
• Anyone can visit HealthCare.gov and access a personalized list of private insurance plans, public programs and community services that are available to you.

For more information, ask your doctor or:

• Learn details on key parts of the law.
• View an interactive timeline.
• Learn more about Better Benefits, Better Health