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Insurance Basics

In this section you’ll find information that will help you with health insurance, whether you need coverage or already have it. It also includes specific information for people with Medicare, those who need free or low-cost care, large and small employers, and the self-employed.

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Your Insurance Company & Costs of Coverage

Find basic information about your insurance company, search for Medical Loss Ratio rebate information, and find details about any rate increases your company has filed for.

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Managing Your Insurance

Get help with questions and issues from your state’s Consumer Assistance Program, or from a list of helpful resources. Also, learn about what to do if you’ve been rejected for insurance or need to appeal an insurer’s decision about a claim.

Insurance Policy

Understanding Insurance

Read a consumer’s guide to the Affordable Care Act and the health insurance marketplace, plus a list of all your coverage options, both public and private. Learn about your rights and protections under the Affordable Care Act.

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Free or Low-Cost Care

Learn about Medicaid, the Children’s Health Insurance Program (CHIP), and community health centers that provide free and low-cost care in your area. All of these programs are being improved under the Affordable Care Act.

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Medicare & Long-Term Care

Find information about the Affordable Care Act and Medicare, a program that serves people over 65, some people with disabilities, and everyone with end-stage renal disease. Plus: Information on long-term care options.

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Employers & Self-Employed

Get information on the Affordable Care Act for small businesses, big businesses, and self-employed people.

 
 
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  • Find Insurance Options Now
  • Prepare for Health Insurance Marketplace
  • Health Insurance Basics
  • The Health Care Law & You
  • Prevention, Wellness & Comparing Providers

Health Insurance Basics

  • Managing Your Insurance
  • Understanding Insurance
  • Free or Low-Cost Care
  • Medicare & Long-Term Care
  • Employers & Self-Employed

The Health Care Law and You

  • Read the Law
  • Key Features of the Law
  • Information for You
  • Timeline: What’s Changing & When

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