Understanding Insurance

If you need health insurance you have a variety of options that vary depending on your circumstances.  You also have certain rights and protections. Both your options and rights will expand by 2014 and beyond. Use the resources below to learn more.

Insurance Basics

What you need to know before buying a health insurance plan: How much will it cost? Can you keep your doctor? What products look like health insurance but aren’t? This guide has the answers. 

Insurance Options

If you need insurance, here’s a rundown on all your insurance choices, from public programs to private insurance policies and work-based options you may not be aware of. Also: Information for you if you’re about to lose your work-based insurance.

Rights and Protections

Learn about the rights and protections you have as a consumer of health insurance--plus how these rights and protections will change under the Affordable Care Act in 2014 and beyond.

Services Covered

Learn about coverage for preventive services, pre-existing health conditions, and other coverage rights and options under the law.

Costs & Payments

Learn about health insurance costs, financial assistance for pregnant women, and tax credits that make health insurance more affordable--plus how all of these are changing under the Affordable Care Act.