Paying a fee for not having health coverage in 2014? You may qualify for an exemption.

Most people who didn’t have qualifying health coverage in 2014 must either pay a fee or qualify for a “health coverage exemption.”

You may qualify for an exemption if you experienced certain life events, like changes in income, your household size, or health coverage, or if you’re a member of certain groups. If you qualify, you don’t have to pay the fee.

Our new exemption tool can help. You can find:

• Exemptions that may apply to you
• Details to help you decide whether to apply
• Step-by-step instructions on how to apply, with tax forms

FIND EXEMPTIONS

While the tool provides a lot of useful information, it can’t tell you if you actually qualify for an exemption. It can only show you if one of the exemptions may work for you, and how to apply. You’ll claim your exemptions by filling out IRS Form 8965 (PDF) or other forms when you file your taxes. Learn more about how to apply for an exemption.