The amount you pay for covered health care services before your insurance plan starts to pay. With a $2,000 deductible, for example, you pay the first $2,000 of covered services yourself.
What’s covered in the Health Insurance Marketplace®
These essential health benefits include at least the following items and services:
Outpatient care—the kind you get without being admitted to a hospital
Trips to the emergency room
Treatment in the hospital for inpatient care
Care before and after your baby is born
Mental health and substance use disorder services: This includes behavioral health treatment, counseling, and psychotherapy
Your prescription drugs
Services and devices to help you recover if you are injured, or have a disability or chronic condition. This includes physical and occupational therapy, speech-language pathology, psychiatric rehabilitation, and more.
Your best protection against fraud is you! Starting October 1, 2013, you can apply for health insurance through the Health Insurance Marketplace®, on HealthCare.gov. A few simple things can protect you from fraud, while getting you the coverage you need.
Jaime’s a 27-year-old college graduate who hasn’t been to the doctor since her 11th grade physical. She makes less than $20,000 a year. Like millions of Americans, Jaime does not have health insurance.
There’s a lot to the health care law. But it’s based on a few simple principles, which we’ve described below in a mere 214 words. Follow the links for more details.
If you have health coverage you like, you can keep it. Children under 26 can stay on a parent’s health insurance plan.
The Small Business Health Options Program (SHOP) is a new program that simplifies the process of buying health insurance for your small business. And now there’s a new way to get help with your health insurance questions– the Health Insurance Marketplace® Small Employer call center.
Call us right now to get your SHOP and small business questions answered by a customer service representative at 1-800-706-7893 or (TTY: 1-800-706-7915 ). The call center is open Monday through Friday, 9 a.m. to 7 p.m. EST.
