HealthCare.gov blog

Need health insurance coverage for 2016? You have until January 15, 2016 to enroll in or change plans for 2016 health insurance starting on February 1, 2016.

If you enrolled in or changed Marketplace health plans by December 17, 2015, your coverage will start January 1, 2016.

Did you know that having health insurance when you can afford it is the law? If you can afford health insurance, but choose not to get it for 2016, you may be required to pay a fee — sometimes called the "penalty," "fine," or "individual mandate" — when you file your 2016 federal income taxes.

The good news is, affordable coverage through the Health Insurance Marketplace^® is available. After financial help, 7 out of 10 people can find plans with premiums of less than $75 dollars per month. If you enroll by December 15, 2015, your coverage will start January 1, 2016.

The time to take action is now! The December 15, 2015 deadline to sign up for a Health Insurance Marketplace^® plan (so your coverage can start January 1, 2016) is quickly approaching. Be sure to apply and enroll today, so you don’t miss a day of being covered.

Put this at the top of your December “to do” list: get health coverage and the peace of mind that comes with it. Don’t miss a day of being covered.