Last chance to sign up for 2016 health coverage is January 31

Published on January 22, 2016

Time is running out if you still need health coverage for 2016. Only a few days remain before the final January 31 deadline to enroll at
IMPORTANT If you miss the deadline, you may have to wait another year to sign up for coverage and you’ll risk being required to pay a penalty of $695 or more when you file your federal income taxes.
Coverage might be more affordable than you think. 8 out of 10 people who sign up for coverage at qualify for financial help to lower the cost of their monthly insurance premiums. And after that financial assistance, 7 out of 10 people can find plans with premiums for less than $75 dollars per month.

New to the Marketplace?

Already have a 2016 Marketplace plan?

If you were automatically enrolled in a Marketplace health plan for 2016, there’s still time to shop for plans, update your information and make changes.
  • New or better plans may be available that save you money and include more services.
  • If you find a better plan, you can make changes any time before January 31. Log in to your account and update your information.

Help is available

Avoid the last minute rush and sign up early. If you have questions and want to talk through your options, enrollment specialists are available all day and every day at 1-800-318-2596.
Free, confidential, in-person assistance is also available at enrollment sites and events in many communities across the nation. Visit to find local help in your neighborhood.