HealthCare.gov blog

If you had a 2015 Marketplace health plan and used premium tax credits to lower your monthly payment, you'll need to "reconcile" when you file your federal tax return. Reconciling can affect either the amount of your refund or the amount of tax you owe.

Open Enrollment for a 2016 Marketplace health plan is over. But in some cases, you may still be able to get health insurance for 2016.

Most people who didn’t have qualifying health coverage in 2015 must either pay a fee or get a "health coverage exemption."

Exemptions are available based on a number of circumstances, like certain hardships, some life events, health coverage or financial status, and membership in some groups. If you qualify and get an exemption, you don’t have to pay the fee.

If you (or anyone in your household) had a Marketplace health plan for 2015, keep an eye out for Form 1095-A, Health Insurance Marketplace^® Statement in the mail. It should arrive through the U.S. mail by mid-February, and it’ll also appear online in your Marketplace account.

You’ll need it to file your 2015 federal income tax return and figure out your final 2015 premium tax credit, if you qualify for one.

The last day to apply for and enroll in a Marketplace health insurance plan for 2016 was January 31, 2016.