Health care & 2021 taxes: What you need to know

Published on February 24, 2022

1. Keep Form 1095-A in a safe place 

• Your 1095-A should have arrived in the mail. It came from the Marketplace, not the IRS.
• This form includes information about Marketplace plans anyone in your household had in 2021.
• It may also be available online in your HealthCare.gov account. If you don’t have a paper copy, check your account before calling the Call Center.

2. Check that your Form 1095-A is correct

• Make sure your household and coverage information, the "
  second lowest cost Silver Plan

  The second-lowest priced Marketplace health insurance plan in the Silver category that applies to you. It may not be the plan you enrolled in. You need to know your second lowest cost Silver plan (SLCSP) premium to figure out your final premium tax credit. In most cases, you’ll find your SLCSP premium on Form 1095-A.

  ", and the monthly premium are correct.
• If you find a mistake, contact the Marketplace Call Center. We’ll send you an updated copy to file.

3. "Reconcile" with your correct Form 1095-A

• Use the information from your correct Form 1095-A to complete Part II of Form 8962 (PDF, 110 KB).
• The chart on this page shows how to "reconcile".
• If there’s a difference between the amount of premium tax credit you used during the year and the premium tax credit you actually qualify for, this may affect your refund or the amount of taxes you owe.