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February 25, 2015

Paying a fee for not having health coverage in 2014? You may qualify for an exemption.

Most people who didn’t have qualifying health coverage in 2014 must either pay a fee or qualify for a “health coverage exemption.”

You may qualify for an exemption if you experienced certain life events, like changes in income, your household size, or health coverage, or if you’re a member of certain groups. If you qualify, you don’t have to pay the fee.

Our new exemption tool can help. You can find:

  • Exemptions that may apply to you
  • Details to help you decide whether to apply
  • Step-by-step instructions on how to apply, with tax forms



While the tool provides a lot of useful information, it can’t tell you if you actually qualify for an exemption. It can only show you if one of the exemptions may work for you, and how to apply. You’ll claim your exemptions by filling out IRS Form 8965 (PDF) or other forms when you file your taxes. Learn more about how to apply for an exemption.

February 20, 2015

Is your Form 1095-A correct?

If you enrolled in a plan through the Health Insurance Marketplace for 2014, you should’ve received an important tax statement in the mail, called Form 1095-A. This statement has information you need to fill out your 2014 federal income tax return.

Most people received a correct Form 1095-A. However, if we contact you because your Form 1095-A is incorrect, here's why. Some forms included the monthly premium amount of the second lowest cost Silver plan for 2015 instead of 2014, which needs to be corrected. The incorrect amount is listed in Part III, Column B of the Form 1095-A. We're working quickly to resolve this and any other issues with the 1095-A forms. This does not mean that your tax credit was incorrect; this is purely an error in what was printed on the form.

If your form is affected by this issue, you’ll get a call and email from us in the next few days, and you will get a message in your Marketplace account here on HealthCare.gov. Once you log in, you should select your 2014 application, and then select "Tax forms." You will see a message letting you know if your 1095-A form is being corrected. This is also where you will find your corrected form when it is completed. When the corrected form is ready, we’ll send a message to your Marketplace account. All corrected forms should be available by early March.

If your form was incorrect, please wait to file your 2014 Federal income taxes.

We encourage you to wait to file until you get your corrected Form 1095-A. If you can’t wait, and want to find the amount of the second lowest cost Silver plan that applied to your household in 2014, you have 2 options:

Already filed your taxes using the incorrect Form 1095-A?

Additional information will be provided shortly.

February 16, 2015

Open Enrollment is over – We can still help you get covered

Open enrollment is over. But if you were trying to enroll on February 15 and couldn’t finish, you may still be able to get coverage.

We know many of you worked hard to enroll in a plan through the Health Insurance Marketplace. Despite your best efforts, you may not have been able to complete your application and select a plan.

If that happened to you, don’t worry – you may still be able to get covered in 2015 if one of these applies to you:

  1. You tried to enroll in health coverage by February 15, but you didn’t complete your enrollment because of longer than normal wait times at the Marketplace Call Center on February 13, 14 and 15.
  2. You tried, but weren’t able to enroll in health coverage by February 15 because of a technical issue on HealthCare.gov, such as being unable to submit your application because verification sources were down.

To finish your enrollment, you must attest that one of the statements above is true. This opportunity will only be available until February 22, 2015. You should enroll in coverage as soon as you can. To complete your application, log in to your Marketplace account on HealthCare.gov, or contact the Marketplace Call Center at 1-800-318-2596 to complete your enrollment over the phone.

Note: This opportunity is intended to help you enroll for 2015 for the first time. If you are already enrolled in a plan through the Marketplace, you can’t switch to a different plan now unless you have recently experienced a life change that grants a Special Enrollment Period. Learn more about reporting life changes and Special Enrollment Periods.

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