HealthCare.gov blog

Published onJuly 30, 2013

Get ready for the Health Insurance Marketplace®: Create an account

How to create your Health Insurance Marketplace^® account

1. Provide some basic information like your name, address, and email address
2. Choose a username and password
3. Create security questions for added protection

Published onJuly 25, 2013

7 ways to save in the Health Insurance Marketplace®

1. You may be able to get lower costs on your monthly premiums when you enroll in a Marketplace health insurance plan.
2. You may qualify for lower out-of-pocket costs for
   copayments

   A fixed amount ($20, for example) you pay for a covered health care service after you've paid your deductible.

   ,
   coinsurance

   The percentage of costs of a covered health care service you pay (20%, for example) after you've paid your deductible.

   , and
   deductibles

   The amount you pay for covered health care services before your insurance plan starts to pay. With a $2,000 deductible, for example, you pay the first $2,000 of covered services yourself.

   .
3. You or your child may get free or low-cost coverage through Medicaid or the Children’s Health Insurance Program (CHIP).
4. You can’t be charged more for a pre-existing condition or because you are a woman.
5. You may be able to be covered on your parent’s insurance plan if you’re under 26.
6. You may be able to buy a lower-premium “catastrophic” coverage plan, if you’re under 30.
7. Small businesses may qualify for the expanded small business health care tax credit.

Published onJuly 24, 2013

Answers to your top health insurance questions

• Can I get dental care in the Marketplace?
  In the Health Insurance Marketplace^®, you generally can get dental coverage as part of a health plan or by itself through a separate, stand-alone dental plan.
  Learn more about dental care »

Published onJuly 22, 2013

Questions? Call us at 1-800-318-2596

• We launched the new HealthCare.gov to feature an easy-to-understand question and answer format, with content based on the most common questions we hear from you.
• We provided you with new way get your health insurance options and info—just answer a few quick questions and we’ll provide you with a personalized list of coverage options, content tailored to your situation, and a checklist to help you get ready.

Published onJuly 10, 2013

You’ve got questions. We’ve got answers.