Starting today, you can fill out or update a Marketplace application and enroll in a 2015 plan.

• New to the Marketplace? You can preview plans and prices before you apply, fill out an application, and enroll in a 2015 plan that meets your needs and fits your budget.
• Do you have a 2014 plan? Starting today, you can compare 2015 plans and prices to your current coverage, update your application, and enroll in a 2015 plan.

A lot can change in a year. If you already have health coverage through the Health Insurance Marketplace, it’s important to update your 2015 application after November 15 with any changes in your income, household, or personal information.

By updating your information, you’ll be sure to see all the 2015 plan choices you’re eligible for and get the right amount of savings. If you don’t update your income information, you could miss out on additional savings to lower your monthly premiums.

Open Enrollment is the period when you can sign up for or renew a health plan through the Health Insurance Marketplace. Open Enrollment for 2015 coverage starts November 15, 2014 – just 5 days away.

If you already have health coverage through the Health Insurance Marketplace, it’s time to review your plan and decide if you want to make changes for 2015. You can choose to stay in your current plan (if it’s still offered) or change to a different plan.

Insurance companies can change a plan’s premiums, cost-sharing, and the benefits and services they cover each year. Every fall, your health insurance company sends you a notice explaining these changes. It’s important to review your plan’s 2015 health coverage to make sure it still meets your needs.

Open Enrollment for 2015 coverage starts in just 10 days. Starting November 15, you can fill out or update a Marketplace application and enroll in a 2015 plan. Until then, here are 10 ways you can get ready: