What’s covered in the Health Insurance Marketplace®
These essential health benefits include at least the following items and services:
Outpatient care—the kind you get without being admitted to a hospital
Trips to the emergency room
Treatment in the hospital for inpatient care
Care before and after your baby is born
Mental health and substance use disorder services: This includes behavioral health treatment, counseling, and psychotherapy
Your prescription drugs
Services and devices to help you recover if you are injured, or have a disability or chronic condition. This includes physical and occupational therapy, speech-language pathology, psychiatric rehabilitation, and more.
Your best protection against fraud is you! Starting October 1, 2013, you can apply for health insurance through the Health Insurance Marketplace®, on HealthCare.gov. A few simple things can protect you from fraud, while getting you the coverage you need.
Jaime’s a 27-year-old college graduate who hasn’t been to the doctor since her 11th grade physical. She makes less than $20,000 a year. Like millions of Americans, Jaime does not have health insurance.
There’s a lot to the health care law. But it’s based on a few simple principles, which we’ve described below in a mere 214 words. Follow the links for more details.
If you have health coverage you like, you can keep it. Children under 26 can stay on a parent’s health insurance plan.
The Small Business Health Options Program (SHOP) is a new program that simplifies the process of buying health insurance for your small business. And now there’s a new way to get help with your health insurance questions– the Health Insurance Marketplace® Small Employer call center.
Call us right now to get your SHOP and small business questions answered by a customer service representative at 1-800-706-7893 or (TTY: 1-800-706-7915 ). The call center is open Monday through Friday, 9 a.m. to 7 p.m. EST.
Open enrollment in the Health Insurance Marketplace® begins on October 1, but in the meantime you can create a Health Insurance Marketplace® account on HealthCare.gov right now to get ready.
How to create your Health Insurance Marketplace® account
Get started in 3 easy steps:
Provide some basic information like your name, address, and email address
The amount you pay for covered health care services before your insurance plan starts to pay. With a $2,000 deductible, for example, you pay the first $2,000 of covered services yourself.
Since we launched the new HealthCare.gov on June 21st, we’ve received thousands of questions and comments on the website, through the call center, and on our social media channels.
We’re listening and we value your feedback!
Here’s some new content visitors have asked for that answers important questions about dental care, breastfeeding, and coverage for part-time employees:
