Saving money on health insurance

Income levels & savings

Here we tell you if your income is in the range to save. Next we’ll show you how much you'll save.


  • Estimating your expected household income for 2018

    • You can probably start with your household’s adjusted gross income and update it for expected changes. (Savings are based on your income estimate for the year you want coverage, not last year’s.)
    • Learn more about estimating income.
  • Including the right people in your household

    • Count yourself, your spouse if you're married, plus everyone you'll claim as a tax dependent, including those who don’t need coverage.
    • Learn more about who to include in your household.

Note: This tool provides a quick view of income levels that qualify for savings. Certain individuals may qualify at different levels. You’ll learn your exact savings and plan prices when you fill out a Marketplace application.

Include yourself, your spouse if married, and anyone you'll claim as a tax dependent in 2018 — even if they don't need coverage.

Your state currently runs its own health insurance Marketplace. Visit your state Marketplace to learn if you qualify for lower costs on health insurance coverage.

If you live in a U.S. Territory, you're not eligible to use the Marketplace to apply and enroll in health coverage.