If your employer offers you health insurance through the Small Businesses Health Options Program (SHOP) Marketplace, you’ll get an email or letter explaining your options and next steps.
NOTE: If you were enrolled in a SHOP plan last year, follow the renewal process instead.
The notice will include a “participation code” (also known as a "SHOP Unique Code"). You’ll need the participation code to accept or decline your employer’s insurance offer. If you lost or never got it, contact your employer.
You can accept or decline the coverage offer by phone or online. You can't respond directly through your employer.
After you have reviewed your SHOP health insurance offer:
After you have reviewed your SHOP health insurance offer online: