What if my business has 50 or more employees?



If your business has 50 or more employees, you are considered a "large business" under the health care law. Several important parts of the law apply to you.

Most large employers can’t use the SHOP Marketplace

If you have more than 50 full-time equivalent (FTE) employees, you generally won't be able to use the SHOP Marketplace to offer health insurance to them.

Starting in 2016, all SHOPs will be open to employers with up to 100 FTEs.

The Employer Shared Responsibility Payment

The Employer Shared Responsibility Payment is a requirement under the health care law that will apply to some employers with 50 or more employees in 2015 or 2016.

No employer with fewer than 50 full-time employees is subject to the Employer Shared Responsibility Payment in any year.

Reporting requirements

Under the Affordable Care Act, businesses covered by the Fair Labor Standards Act must report certain information about health insurance options to their employees.

Learn more about reporting requirements under the health care law.