How to choose a plan in the Health Insurance Marketplace

Visit HealthCare.gov to see if you can get coverage outside Open Enrollment: http://hlthc.re/R6AlFe When you compare Marketplace insurance plans, they're put into 5 categories based on how you and the plan can expect to share the costs of care: Bronze, Silver, Gold, Platinum, and Catastrophic. The category you choose affects how much your premium costs each month and what portion of the bill you pay for things like hospital visits or prescription medications.