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A quick guide to the Health Insurance Marketplace®

Getting a Health Insurance Marketplace® plan: 4 steps

Warning:
Open Enrollment for 2025 starts November 1
Answer a few questions now to preview plans with personalized price estimates.
Get plans & prices
Notice:
Get health coverage now if you qualify for:
  • A
    due to a life event or based on your income.
  • Free or low-cost coverage through
    or the
    .
Check if you qualify.
If you’re new to the
, follow these 4 steps to apply and enroll.
Already have an account? Log in to apply.
 
Before you get started: Get key resources
icon: three books
1
Create a Marketplace account
  • Enter some basic information, like your name, address, and email address to start.
  • If your state runs its own Marketplace, we’ll take you there.
Create account
icon: silhouette of a person with a check mark in front
2
Get ready to apply
icon: papers with a pencil
3
Get “Eligibility Results” right away
Submit your application to find out if you qualify for:
  • A Marketplace health insurance plan with savings, like the
    to help pay monthly
    , or lower
    ,
    , and
    .
  • Free or low-cost coverage through Medicaid and the Children’s Health Insurance Program (CHIP).
  • Lower costs — See if you might save before you apply.
icon: computer screen with a check mark on it
4
Enroll in health coverage

How to Choose a Plan in the Health Insurance Marketplace®

How to Choose a Plan in the Health Insurance Marketplace®

After you enroll

  • You’ll get a packet in the mail with your new insurance card and more information about your health plan. Start using your coverage.
  • If you need to make changes to your plan, you can do so if you're moving, having a baby, or adopting a child.
  • If your income or household changes, update your application as soon as possible. Your coverage options and savings may be impacted.
  • If you’re eligible for Medicaid or CHIP, you’ll get information and next steps from your state.
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