Subsidized coverage
Health coverage available at reduced or no cost for people with incomes below certain levels.
Examples of subsidized coverage include Medicaid and the Children’s Health Insurance Program (CHIP). Marketplace insurance plans with the premium tax credit are sometimes known as subsidized coverage too.
- In states that have expanded Medicaid, you may qualify if your household income is below 138% of the federal poverty level (FPL). Get federal poverty levels from HHS.
- In all states, your household income must be between 100% and 400% FPL to qualify for the premium tax credit that can lower your insurance costs.
- If your income is above 400% FPL, you may still qualify for savings.