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Notice: During the government shutdown, continue using your 2025 health insurance plan and providers. Use this site to apply for and enroll in 2026 coverage during Marketplace Open Enrollment.
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Subsidized coverage

Reduced or low-cost health coverage for people with income below certain levels.
Examples of subsidized coverage include Medicaid and the Children’s Health Insurance Program (CHIP). Marketplace insurance plans with the premium tax credit are sometimes known as subsidized coverage too.
In states that have expanded Medicaid, you may qualify if your household income is below 138% of the federal poverty level (FPL). Get federal poverty levels from HHS.
In all states, your household income must be between 100% and 400% FPL to qualify for the premium tax credit that can lower your insurance costs.

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