Skip to main content

An official website of the United States government

Here's how you know

Saving money on health insurance

Income levels & savings

Check if you might save on Marketplace premiums, or qualify for Medicaid or Children's Health Insurance Program (CHIP), based on your income. Or, find out who to include in your household and how to estimate income before you apply.
You'll get exact plan prices and savings by filling out a Marketplace application.

More help before you apply

  • Estimating your expected household income
    • You can probably start with your householdโ€™sย 
      ย and update it for expected changes. (Savings are based on your income estimate for the year you want coverage, not last year.)
    • You may qualify to enroll in or change Marketplace coverage through aย 
      ย based on estimated household income.ย Find out if you may qualify.
    • Use our income calculator to make your best estimate.
    • Learn more aboutย estimating income, and seeย what to include.
  • Including the right people in your household
    • Count yourself, your spouse if you're married, plus everyone you'll claim as a tax dependent,ย including those who donโ€™t need coverage.
    • Learn more aboutย who to include in your household.