Choosing a health plan can be complicated. There are a lot of things to take into account.
There are several important things to consider when you compare Marketplace plans.
Plan category: There are 5 categories of Marketplace insurance plans: Bronze, Silver, Gold, Platinum, and Catastrophic. Plans in these categories differ based on how you and the plan share the costs of your care. The categories have nothing to do with the amount or quality of care you get.
Monthly premiums: This is the amount you pay your insurance company for your plan, usually monthly, whether you use medical services or not.
Type of insurance plan and provider network: Some types of plans allow you to see almost any doctor or health care facility. Others limit your choices to a network of doctors and facilities, or require you to pay more if you use providers outside the network.
Benefits: All plans sold through the Marketplace provide the same essential health benefits and cover pre-existing conditions and offer free preventive services. But some plans offer additional benefits.
February 15 was the last day to enroll in or change a Marketplace plan for 2015. You can still get coverage two ways:
Need dental coverage? Visit our Dental coverage in the Marketplace page to learn more about options available to you.