HealthCare.gov offers a health insurance plan quality ratings (or “star ratings”) program.
Each rated health plan has an “Overall” quality rating of 1 to 5 stars (5 is highest), which accounts for member experience, medical care, and health plan administration.
This gives you an objective way to quickly compare plans, based on quality, as you shop.
A plan's overall rating is based on 3 categories, each with its own star rating:
All health plan ratings are calculated the same way, using the same information sources.