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How to pick a health insurance plan

Catastrophic health plans

Notice:
Health Savings Accounts work with many Marketplace plans
You can use a
(HSA) to help cover your health care costs. All Bronze and Catastrophic health plans work with Health Savings Accounts and some in other categories. When you preview plans and prices, select the "Eligible for an HSA" filter to view all plans in your area that work with Health Savings Account. Learn more about these plan types.
Catastrophic health plans have low monthly
and very high
. They may be an affordable way to protect yourself from worst-case scenarios, like getting seriously sick or injured. 
If you qualify for the
or
, a Bronze or Silver plan may be a better value. Be sure to compare. 

Who can get a Catastrophic plan

Catastrophic plans might not be available in all areas. Be sure to compare Marketplace plans available to you to find one that meets your needs and budget.

What Catastrophic plans cover

Catastrophic plans cover the same 10 essential health benefits as other Marketplace plans, including
at no cost. They also cover at least 3 primary care visits per year before you've met your deductible.