Incomes that qualify for lower costs

To learn if you qualify for lower costs on health insurance coverage, find your estimated 2015 household income and household size on the chart below.

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The column on the left tells you if you may qualify for premium tax credits, lower out-of-pocket costs, or low-cost health care through Medicaid.

Learn how to estimate your income for the Marketplace.

Learn more about how to use this chart and find out if you qualify for lower health coverage costs.

This health care savings chart shows if you may qualify for lower costs on coverage in the Health Insurance Marketplace based on your household income and family size.

View an accessible version of this chart.

Incomes that qualify for lower costs are higher in Alaska and Hawaii. See Alaska and Hawaii information.

How many people are in your household?

Include yourself, your spouse if married, and anyone you’ll claim as a tax dependent in 2015, including those who don’t need coverage.

What state do you live in?

Please select the number of people in your household and your state.

If your estimated 2015 household income is: You may qualify for:

$11,670 - $29,175

$15,730 - $39,325

$19,790 - $49,475

$23,850 - $59,625

$27,910 - $69,775

$31,970 - $79,925

$11,670 - $29,175

$15,730 - $39,325

$19,790 - $49,475

$23,850 - $59,625

$27,910 - $69,775

$31,970 - $79,925

$14,720 - $36,800

$19,920 - $49,800

$25,120 - $62,800

$30,320 - $75,800

$35,520 - $88,800

$40,720 - $101,800

$13,420 - $33,550

$18,090 - $45,225

$22,760 - $56,900

$27,430 - $68,575

$32,100 - $80,250

$36,770 - $91,925

A Marketplace health plan with lower monthly premiums plus savings on out-of-pocket costs, like deductibles and copayments.

A Marketplace health plan with lower monthly premiums plus savings on out-of-pocket costs, like deductibles and copayments

A Marketplace health plan with lower monthly premiums plus savings on out-of-pocket costs, like deductibles and copayments.

A Marketplace health plan with lower monthly premiums plus savings on out-of-pocket costs, like deductibles and copayments.

$29,176 - $46,680

$39,326 - $62,920

$49,476 - $79,160

$59,626 - $95,400

$69,776 - $111,640

$79,926 - $127,880

$29,176 - $46,680

$39,326 - $62,920

$49,476 - $79,160

$59,626 - $95,400

$69,776 - $111,640

$79,926 - $127,880

$36,801 - $58,880

$49,801 - $79,680

$62,801 - $100,480

$75,801 - $121,280

$88,801 - $142,080

$101,801 - $162,880

$33,551 - $53,680

$45,226 - $72,360

$56,901 - $91,040

$68,576 - $109,720

$80,251 - $128,400

$91,926 - $147,080

A Marketplace health plan with lower monthly premiums.

A Marketplace health plan with lower monthly premiums.

A Marketplace health plan with lower monthly premiums.

A Marketplace health plan with lower monthly premiums.

Below $16,243

Below $21,983

Below $27,724

Below $33,465

Below $39,206

Below $44,947

Below $11,670

Below $15,730

Below $19,790

Below $23,850

Below $27,910

Below $31,970

Below $20,314

Below $27,490

Below $34,666

Below $41,842

Below $49,018

Below $56,194

Below $18,699

Below $25,295

Below $31,892

Below $38,488

Below $45,085

Below $51,681

Free or low-cost coverage through Medicaid.

Since your state hasn’t expanded Medicaid, you don’t qualify for Medicaid based only on your income, or for a Marketplace plan with savings.

Free or low-cost coverage through Medicaid.

Free or low-cost coverage through Medicaid.

If your income is between $11,670 and $46,680:

If your income is between $15,730 and $62,920:

If your income is between $19,790 and $79,160:

If your income is between $23,850 and $95,400:

If your income is between $27,910 and $111,640:

If your income is between $31,970 and $127,880:

If your income is between $11,670 and $46,680:

If your income is between $15,730 and $62,920:

If your income is between $19,790 and $79,160:

If your income is between $23,850 and $95,400:

If your income is between $27,910 and $111,640:

If your income is between $31,970 and $127,880:

If your income is between $14,720 and $58,880:

If your income is between $19,920 and $79,680:

If your income is between $25,120 and $100,480:

If your income is between $30,320 and $121,280:

If your income is between $35,520 and $142,080:

If your income is between $40,720 and $162,880:

If your income is between $13,420 and $53,680:

If your income is between $18,090 and $72,360:

If your income is between $22,760 and $91,040:

If your income is between $27,430 and $109,720:

If your income is between $32,100 and $128,400:

If your income is between $36,770 and $147,080:

You can apply for 2016 coverage starting November 1, 2015. Learn how to apply. When you do, you’ll see how much you’ll pay for each available plan based on your income. 2016 plans and prices will be available in late October 2015.

If you have certain life events – like having a baby, getting married, or losing other coverage – you qualify for a Special Enrollment Period that lets you enroll in coverage for 2015. Find out if you qualify for a Special Enrollment Period.

If you’re applying for 2015 coverage with a Special Enrollment Period, you can see plans and prices based on your income before you apply.

You can apply for 2016 coverage starting November 1, 2015. Learn how to apply. When you do, you’ll see how much you’ll pay for each available plan based on your income. 2016 plans and prices will be available in late October 2015.

If you have certain life events – like having a baby, getting married, or losing other coverage – you qualify for a Special Enrollment Period that lets you enroll in coverage for 2015. Find out if you qualify for a Special Enrollment Period.

If you’re applying for 2015 coverage with a Special Enrollment Period, you can see plans and prices based on your income before you apply.

You can apply for 2016 coverage starting November 1, 2015. Learn how to apply. When you do, you’ll see how much you’ll pay for each available plan based on your income. 2016 plans and prices will be available in late October 2015.

If you have certain life events – like having a baby, getting married, or losing other coverage – you qualify for a Special Enrollment Period that lets you enroll in coverage for 2015. Find out if you qualify for a Special Enrollment Period.

If you’re applying for 2015 coverage with a Special Enrollment Period, you can see plans and prices based on your income before you apply.

You can apply for 2016 coverage starting November 1, 2015. Learn how to apply. When you do, you’ll see how much you’ll pay for each available plan based on your income. 2016 plans and prices will be available in late October 2015.

If you have certain life events – like having a baby, getting married, or losing other coverage – you qualify for a Special Enrollment Period that lets you enroll in coverage for 2015. Find out if you qualify for a Special Enrollment Period.

If you’re applying for 2015 coverage with a Special Enrollment Period, you can see plans and prices based on your income before you apply.

If your income is below $16,243:

If your income is below $21,983:

If your income is below $27,724:

If your income is below $33,465:

If your income is below $39,206:

If your income is below $44,947:

If your income is below $11,670:

If your income is below $15,730:

If your income is below $19,790:

If your income is below $23,850:

If your income is below $27,910:

If your income is below $31,970:

If your income is below $20,314:

If your income is below $27,490:

If your income is below $34,666:

If your income is below $41,842:

If your income is below $49,018:

If your income is below $56,194:

If your income is below $18,699:

If your income is below $25,295:

If your income is below $31,892:

If your income is below $38,488:

If your income is below $45,085:

If your income is below $51,681:

Fill out a Marketplace application now, and we’ll tell you if you qualify for Medicaid.

If you don’t qualify for Medicaid, we’ll tell you if you qualify for a Marketplace plan instead, with savings based on your income.

You still may qualify for Medicaid based on your income, family status, disability, and other factors. Fill out a Marketplace application to find out if you qualify.

When you apply, your income may be different from your rough estimate here. If so, we’ll tell you if you qualify for a Marketplace health plan with savings based on your income.

Fill out a Marketplace application now, and we’ll tell you if you qualify for Medicaid.

If you don’t qualify for Medicaid, we’ll tell you if you qualify for a Marketplace plan instead, with savings based on your income.

Fill out a Marketplace application now, and we’ll tell you if you qualify for Medicaid.

If you don’t qualify for Medicaid, we’ll tell you if you qualify for a Marketplace plan instead, with savings based on your income.

If you live in a U.S. Territory, you’re not eligible to use the Marketplace to apply and enroll in health coverage.