Am I eligible for coverage in the Marketplace?



Most people are eligible for health coverage through the Health Insurance Marketplace.

To be eligible for health coverage through the Marketplace, you:

If you have Medicare coverage, you’re not eligible to use the Marketplace to buy a health or dental plan. Learn more about your options if you have Medicare.

U.S. citizens living outside the U.S.

U.S. citizens living in a foreign country for at least 330 days of a 12-month period are not required to get health insurance coverage under the Affordable Care Act for that 12-month period. If you're uninsured and living abroad under this definition, you don't have to pay the fee that other uninsured U.S. citizens may have to pay.

See question 12 on this IRS document to learn more about the rules for people living abroad.

Generally, health insurance coverage in the Marketplace covers health care provided by doctors, hospitals, and medical services within the United States. If you're living abroad, it's important to know this before you consider buying Marketplace insurance.

Questions? Call 1-800-318-2596, 24 hours a day, 7 days a week. (TTY: 1-855-889-4325)