A quick guide to the Health Insurance Marketplace®

Getting a Health Insurance Marketplace® plan: 4 steps

If you’re new to the 
, follow these 4 steps to apply and enroll on HealthCare.gov.
Need health insurance?
You can get health coverage for the rest of the year if you qualify for:
  • A
    due to a recent
    , like losing other coverage, moving, getting married, or having a baby.
  • , the
    , or based on estimated household income.
Open Enrollment for 2024 plans starts November 1. Get a quick overview of the Marketplace.
Already have an account? Log in to apply. 
Before you get started: Get key resources
icon: three books
Create a Marketplace account
icon: silhouette of a person with a check mark in front
Get “Eligibility Results” right away
Submit your application to find out if you qualify for:
  • A Marketplace health insurance plan with savings, like tax credits to help pay monthly
    , or lower
    , and
  • Free or low-cost coverage through Medicaid and the Children’s Health Insurance Program (CHIP).
  • Check if you’ll save. Get an estimate before you apply.
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Enroll in health coverage
How to Choose a Plan in the Health Insurance Marketplace®

After you enroll

  • You’ll get a packet in the mail with your new insurance card and more information about your health plan. Start using your coverage.
  • If you need to make changes to your plan, you can do so if you're moving, having a baby, or adopting a child.
  • If your income or household changes, update your application as soon as possible. Your coverage options and savings may be impacted.
  • If you’re eligible for Medicaid or CHIP, you’ll hear from your state about enrollment and next steps.