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A quick guide to the Health Insurance Marketplace®

When can you get health insurance?

Notice:
Get health coverage now if you qualify for:
  • A
    due to a life event or based on your income.
  • Free or low-cost coverage through
    or the
    .

Important dates

  • November 1: Open Enrollment starts for health coverage for the next plan year — first day you can enroll in, renew, or change health plans through the Marketplace. Coverage can start as soon as January 1.
  • December 15: Last day to enroll in or change plans for coverage to start January 1.
  • January 1: Coverage starts for those who enroll in or change plans by December 15 and pay their first premium.
  • January 15: Open Enrollment ends — last day to enroll in or change health plans for the year. After this date, you can enroll in or change plans only if you qualify for a Special Enrollment Period.
  • February 1: Coverage starts for those who enroll in or change plans December 16 through January 15 and pay their first premium.

Get deadline reminders