A quick guide to the Health Insurance Marketplace®

When can you get health insurance?

Notice:
Need health insurance?
You can get health coverage for the rest of the year if you qualify for:
  • A
    due to a recent
    , like losing other coverage, moving, getting married, or having a baby.
  • , the
    , or based on estimated household income.
Open Enrollment for 2024 plans starts November 1. Get a quick overview of the Marketplace.

Important dates

  • November 1: Open Enrollment starts for health coverage for the next plan year — first day you can enroll in, re-enroll in, or change health plans through the Health Insurance Marketplace®. Coverage can start as soon as January 1.
  • December 15: Last day to enroll in or change plans for coverage to start January 1.
  • January 1: Coverage starts for those who enroll in or change plans by December 15 and pay their first premium.
  • January 15: Open Enrollment ends — last day to enroll in or change health plans for the year. After this date, you can enroll in or change plans only if you qualify for a 
    .
  • February 1: Coverage starts for those who enroll in or change plans December 16 through January 15 and pay their first premium.

Get deadline reminders