Here’s a quick look at the Health Insurance Marketplace (sometimes known as the health insurance “exchange” or “Obamacare exchange”).
See all Marketplace dates and deadlines.
Your savings depend on your expected household income for the year. Over 8 in 10 people who apply are eligible to save, and most can find plans for between $50 and $100 per month (after accounting for their premium tax credit).
Get a quick idea if you'll save. Based on your income estimate, we’ll tell you if you qualify for:
A health insurance plan with savings
Medicaid and the Children’s Health Insurance Program (CHIP)
Medicaid and CHIP provide free or low-cost coverage to millions of people and families with limited income, disabilities, and some other situations.
The Marketplace is primarily for people who don’t have health insurance through a job, Medicare, Medicaid, the Children’s Health Insurance Program (CHIP), or another source of qualifying coverage.
Most people must have qualifying health coverage or pay a penalty.
IMPORTANT: Still need 2016 health coverage?
If you still need health insurance coverage for the rest of 2016, you can get it only 2 ways:
- If you qualify for a Special Enrollment Period due to a life event — like losing health coverage, getting married, or having a baby.
- If you qualify for Medicaid or the Children's Health Insurance Program (CHIP). You can apply for these programs any time.