IMPORTANT: Still need 2016 health coverage?
Open Enrollment for 2016 insurance is over. You can sign up for a 2017 health plan starting November 1, 2016, with coverage starting as soon as January 1, 2017.
If you still need health insurance coverage for the rest of 2016, you can get it only 2 ways:
- If you qualify for a Special Enrollment Period due to a life event — like losing health coverage, getting married, or having a baby.
- If you qualify for Medicaid or the Children's Health Insurance Program (CHIP). You can apply for these programs any time.
Here’s a quick look at the Health Insurance Marketplace (sometimes known as the health insurance "exchange" or “Obamacare exchange”).
If you don’t have health insurance through a job, Medicare, Medicaid, the Children’s Health Insurance Program (CHIP), or another source of qualifying coverage, the Marketplace can help you get covered.
Your savings depend on your expected household income for the year. Over 8 in 10 people who apply are eligible for lower premiums. Get a quick idea if you'll save.
Based on your income estimate, we’ll tell you if you qualify for:
The plans are offered by private insurance companies with a range of prices and features. All plans cover:
You can add dental, but you don’t have to. You can’t buy a dental plan unless you enroll in a health plan.
Medicaid and CHIP provide free or low-cost coverage to millions of people and families with limited income, disabilities, and some other situations.
Most people must have qualifying health coverage or pay a penalty.
See all Marketplace dates and deadlines.