If you’re waiting for a decision on your disability status, you have coverage options.
Fill out a Marketplace application. You’ll find out if you qualify for premium tax credits and lower costs on a private health plan based on your household size and income. You’ll also find out if you qualify for Medicaid coverage.
It will take an unknown period of time to get a decision about your disability status, so it’s important not to assume that you’ll get Social Security Disability Insurance (SSDI). When estimating your income on the Marketplace application, don’t include SSDI payments you think you may get.
If you get a positive disability decision, you may have to wait 24 months before Medicare coverage starts. See your health coverage options for the period while you’re waiting for Medicare to start.
If you get a negative disability decision, you can fill out a Marketplace application to apply for coverage. You’ll find out if you qualify for a private health plan with premium tax credits and lower costs based on your household size and income. When you apply, you’ll also find out if you qualify for Medicaid coverage.