People with disabilities
More info
- Coverage options for people with disabilities
- Social Security Disability Insurance (SSDI) & Medicare coverage
- Supplemental Security Income (SSI) Disability & Medicaid coverage
- Waiting for a disability status decision and don’t have health insurance
- No disability benefits, no health coverage
- The Marketplace application and disabilities
- More information about health care for people with disabilities
Supplemental Security Income (SSI) Disability & Medicaid coverage
If you have Supplemental Security Income (SSI) Disability, you may get Medicaid coverage automatically or you may have to apply.
If you get SSI Disability and have Medicaid
You’re considered covered under the health care law. You don’t need to get a Marketplace plan. You won’t have to pay the penalty that people without coverage must pay.
If you get SSI Disability and don’t have Medicaid
You can apply for Medicaid coverage. But whether you need to apply depends on your state
- In many states, SSI recipients automatically qualify for Medicaid and don’t have to fill out a Medicaid application.
- In other states, your SSI guarantees you Medicaid eligibility, but you have to sign up for it.
- In a few states, SSI doesn’t guarantee Medicaid eligibility. But most people who get SSI are still eligible.
If you have SSI Disability and don’t have Medicaid, you can apply for Medicaid coverage 2 ways:
- Select your state from the menu on this Medicaid page for contact information.
- Create an account or log in to complete an application.
- Answer “yes” when asked if you have a disability, and we’ll send your application to your state Medicaid office.
- Note: When filling out your Marketplace application, don’t include SSI Disability payments when estimating your income.