A quick guide to the Health Insurance Marketplace®

When can you get health insurance?

Notice:
Still need health coverage for 2023?
Open Enrollment is over. You can still get 2023 health insurance 2 ways:
  • If you qualify for a Special Enrollment Period due to a 
    life event
     like losing other coverage, getting married, having a baby, or based on estimated household income.
  • If you qualify for Medicaid or the Children's Health Insurance Program (CHIP). You can apply for these programs any time.

Important dates

  • November 1: Open Enrollment starts for health coverage for the next plan year — first day you can enroll in, re-enroll in, or change health plans through the Health Insurance Marketplace®. Coverage can start as soon as January 1.
  • December 15: Last day to enroll in or change plans for coverage to start January 1.
  • January 1: Coverage starts for those who enroll in or change plans by December 15 and pay their first premium.
  • January 15: Open Enrollment ends — last day to enroll in or change health plans for the year. After this date, you can enroll in or change plans only if you qualify for a 
    Special Enrollment Period
    .
  • February 1: Coverage starts for those who enroll in or change plans December 16 through January 15 and pay their first premium.

Get deadline reminders