Getting health coverage outside Open Enrollment

Still need 2016 coverage?

For most people, the time to enroll in a 2016 health plan has passed. But you may still be able to enroll in health insurance for the rest of 2016 two ways: with a Special Enrollment Period or through Medicaid or the Children’s Health Insurance Program (CHIP).

IMPORTANT If neither option works for you, you can apply for 2017 health insurance during the Open Enrollment Period starting November 1, 2016. Coverage can start as soon as January 1, 2017. Learn how to get ready for 2017 Open Enrollment.

Two ways to get 2016 health insurance

With a Special Enrollment Period

Through Medicaid or the Children’s Health Insurance Program (CHIP)

Exception: Indian tribes and Alaska natives

In a few rare instances, you may be able to buy a plan outside Open Enrollment without a Special Enrollment period. Learn more.