How to enroll in SHOP insurance
More info
- Overview of SHOP: Health insurance for small businesses
- How to offer SHOP health insurance to your employees
- How to work with a SHOP-registered insurance agent or broker
- Find out if your small business qualifies for SHOP
- Tools and calculators to help you apply
- SHOP how-to guides, fact sheets, tools, and other resources for employers
- How to appeal a SHOP decision
- What to do if you can’t enroll in SHOP coverage due to a qualifying life event
How to work with a SHOP-registered insurance agent or broker
You can work with a Small Business Health Options Program (SHOP)-registered agent or broker to enroll in SHOP insurance.
Getting help from an agent or broker
SHOP-registered agents and brokers can provide help with SHOP insurance — from comparing plans to helping you enroll. Specifically, they can help you:
- Determine if your business is eligible for SHOP insurance
- Understand the Small Business Health Care Tax Credit
- Apply for SHOP coverage
- Review and compare plans and features
- Help employees learn about your coverage offer
- Enroll in a plan
- Manage and update your coverage after you’re enrolled
- Handle renewals and plan changes
In general, you won't pay more if you use an agent or broker.
Note: If you're not using an agent or broker, you can enroll through your insurance company.
Choosing an agent or broker
- Work with your current agent or broker: You can continue working with your agent or broker as long as they're registered with SHOP.
- Find a new agent or broker: Enter your ZIP code and check the box for small businesses, and you’ll get a list of SHOP-registered agents and brokers in your area. You can also enter your contact information on the Help On Demand tool and an agent or broker will reach out to you.
Questions?
- Review all SHOP tools, calculators, fact sheets, how-to guides, videos, and other resources for employers.
- Contact the SHOP Call Center at 1-800-706-7893 (TTY: 1-888-201-6445).