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February 22, 2018

How to “reconcile” your premium tax credit on 2017 taxes

If you had 2017 Marketplace coverage, you should have already received Form 1095-A in the mail. Make sure your Form 1095-A is accurate before you file your taxes. You’ll use information from this form about the second lowest-cost Silver Plan (SLCSP) to complete Form 8962, Premium Tax Credit.

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First: Verify your household and coverage information & SLCSP

To make sure your SLCSP is correct, look at Part III, Column B of your 1095-A, titled “Monthly second lowest-cost Silver Plan (SLCSP) premium.” The SLCSP premium is incorrect if:

  • Part III, Column B has a “0” or is blank for any month someone in your household had the Marketplace plan.
  • You had changes in your household that you didn’t tell the Marketplace about — like having a baby, moving, getting married or divorced, or losing a dependent.

If either applies, use our tax tool to get your SLCP premium.

If anything about your coverage or household is wrong on your Form 1095-A, contact the Marketplace Call Center.

Second: “Reconcile” on your taxes

Now that you know your Form 1095-A is accurate, you’re ready to file. If you had a Marketplace plan and used advance payments of the premium tax credit (APTC) to lower your monthly payment, you’ll have to "reconcile" when you file your federal taxes.

See a step-by-step guide to reconciling.

February 15, 2018

What to do if Form 1095-A is wrong

You should have already received Form 1095-A in the mail. This form may also be available online in your Marketplace account. Before you file your 2017 taxes, make sure your Form 1095-A is accurate. Don’t file 2017 taxes until you have a correct 1095-A. If it has errors, contact the Marketplace Call Center, and you’ll be sent a corrected Form 1095-A.

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How to check Form 1095-A for accuracy

  • Verify basic information about your health plan and household members on Parts I and II of the form.
  • Make sure the premium for the second lowest-cost Silver plan (SLCSP) is correct. See how to check your SLCSP.
  • If it’s not, you’ll use our tax tool to get your SLCSP.

Get more information on using Form 1095-A.

Already filed with an incorrect form?

You may need to file an amended return using the information on your corrected 1095-A. Learn about amending returns from the IRS.

February 8, 2018

2017 Tax Help: Get step-by-step instructions & tax forms

Whether you got 2017 health coverage through the Marketplace, Medicare, your job, or another source, you must report your 2017 health coverage status to the IRS when you file your taxes. The form you’ll use will depend on how you got your health coverage.

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For example, if you had 2017 Marketplace coverage, you’ll use Form 1095-A, Health Insurance Marketplace Statement, to "reconcile" your taxes.

Get instructions & tax forms

For specific forms and step-by-step instructions, choose the situation that best applies to you to learn about health coverage and your 2017 federal taxes.

Get tax help from the IRS

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