Health Insurance Basics
What are the different types of health insurance?
Different types of health insurance plans meet different needs. When you compare options, it's important to understand the differences.
What if my income is too high to get lower costs on monthly premiums?
If you’re not eligible for lower costs, you can buy health coverage through an insurance company, an agent or broker, an online insurance seller, or the Marketp...
How can I get coverage outside of open enrollment?
Outside open enrollment, you can enroll in Marketplace insurance only if you have certain life events that give you a special enrollment period.
What if I need coverage that starts right away?
If you don’t have coverage now and need it right away, you have several options. Your options are different based on whether enrollment is open.
How do I appeal a health plan decision?
If your health insurer refuses to pay a claim or ends your coverage, you have the right to appeal the decision and have it reviewed by a third party
Can I use a Flexible Spending Account (FSA) to pay some medical expenses?
You can use a Flexible Spending Account (FSA) to pay for copayments, deductibles, some drugs, and other health care costs. FSAs are limited to $2,500 per year.