Insurance companies handle payments differently. Follow the instructions from your insurance company about how and when to make your
The amount you pay for your health insurance every month. In addition to your premium, you usually have to pay other costs for your health care, including a deductible, copayments, and coinsurance. If you have a Marketplace health plan, you may be able to lower your costs with a premium tax credit.
Refer to glossary for more details.
payment. You may be able to pay online.
Important: You must pay your premium for your coverage to start
Once you enroll in a plan, you'll pay your premiums directly to the insurance company — not to the Health Insurance Marketplace®. Your coverage won't start until you pay your first premium. Make sure you continue to pay your monthly premiums to your health insurance company on time. If you don't, the insurance company could end your coverage.
Choose your application under "Your Existing Applications."
Click the blue button "Pay Your First Health Insurance Monthly Premium."
If online payment is available, choose the green button "Pay for Health Plan Now" to go to your insurance company’s website to pay.
Note: If your health insurance company doesn't accept online payment, they should have contacted you with next steps. Reach out to them if you haven’t received details on how to pay or aren’t sure that you paid. For their phone number, check out your plan brochure or go to their website.
How to tell if your health insurance is active
If you're not sure you're enrolled, check your online Marketplace account. If you think you're enrolled but have questions about your plan, you can reference your plan materials.
Your plan will send you a membership package with enrollment materials and a health insurance card as proof of your insurance. You'll use the card when you get health care services, so keep it in a safe place.
Carefully review these, and look through your plan's provider directory to see where you can get care.
If you didn't receive a card, call your insurer to see if you should have received one already and to make sure your coverage is effective. You can find your insurer's phone number on their website.