4 ways to apply for coverage

You can apply for Marketplace health coverage online, by phone, with a paper application, or with the help of a trained assister in your community.

Find out how to apply
If you apply this way... You’ll do this

Online

Create an account, fill out a Marketplace application online, and get your eligibility results right away. Then compare coverage options and enroll.

Get started: Visit the Get Coverage page and select your state.

By Phone

A customer service representative helps you fill out an application, review your choices immediately, and enroll in coverage.

Get started: Contact the Marketplace Call Center 24 hours a day, 7 days a week.

With In-Person Help

Trained people in your community — like Navigators, assisters, agents, and brokers — help you fill out an application and enroll in coverage.

Get started: Enter your ZIP code to see a list of groups and people near you.

By Mail

Fill out and mail in a paper application. You’ll get eligibility results in the mail within 2 weeks. Create an online account or use the Marketplace Call Center to enroll.

Get started: Download a 2015 Marketplace application (PDF) and instructions (PDF).

With one application, see which program you qualify for

No matter how you apply, you can complete a single Marketplace application and find out if you qualify for:

Outside the annual Open Enrollment Period, you can enroll in coverage any of the 4 ways only if you qualify for a Special Enrollment Period or are applying for Medicaid or CHIP. The 2016 Open Enrollment Period is November 1, 2015 to January 31, 2016.