How to use Form 1095-A

If anyone in your household enrolls in a Marketplace plan, you'll get Form 1095-A, Health Insurance Marketplace Statement by mid-February of the following year. It comes from the Marketplace, not the IRS. When you file your federal income taxes, you'll use it to complete questions about your Marketplace health coverage and to reconcile your premium tax credit.

What will I see on Form 1095-A, and why will I need it?

Your 1095-A contains information about Marketplace plans any member of your household had in 2016, including:

Even if you don’t usually file a tax return, you'll need to if you or another household member had a Marketplace plan and wants to claim the premium tax credit, or if you got advance payments of the premium tax credit. When you file, you'll use the information on Form 1095-A to complete Form 8962, Premium Tax Credit (PDF).

How and when will I get Form 1095-A?

It's sent to you in the mail by early February. It's also available online with each year's application in your Marketplace account.

  • If you didn't get a copy by mail, can’t find it online, or if 1095-A information about your coverage or household is wrong, contact the call center. Don't file your taxes until you have an accurate 1095-A.
  • Looking for Form 1095-A for [2017]? Your 1095-A for the current coverage year will be available early next year, when you file [2017] taxes.

How to find your 1095-A online

  1. If your "Tax forms" page has a list of "Your forms 1095-A for tax filing", you can download the forms for your records. Click "Download [PDF]." (You may have more than one if your household enrolled in more than one Marketplace health plan or if you reported a life change during the year. But if the Marketplace-assigned policy number in Box 2 is the same among the forms, use the most recent one.)
  2. Chrome users: The downloaded PDF will appear at the bottom of the screen. Click to open.
  3. Internet Explorer users: Click "Save" at the bottom and then "Open."
  4. Safari users: When the pop-up appears, select “Open with” and "OK."
  5. If the form isn't opening, make sure you have a recent version of Adobe Reader software installed on your computer. You can download it here.
  6. Save the file to your computer. Note: If the "Corrected" box on the top of your Form 1095-A is checked, we made a change to the information we originally provided. If the "Void" box is checked, it’s a voided form, and any earlier versions are also void. Don’t use information on a voided form when you file.
  7. Chrome users: Click the download icon at the top right (it looks like a downward facing arrow). Locate where you want to save it on your computer, and click "Save."
    
  8. Internet Explorer users: Click "Save" at the bottom and then "Open."
  9. Safari users: Click "File" in the top left, then "Save as." Locate where you want to save it on your computer, and click "Save."
  10. To print a copy of your form, click "File" in the top left and then "Print." Keep your Form 1095-A with other tax records, like the W-2 you may get from your employer.

What if I already filed with the wrong form?

You may need to file an amended return if:

  • If you filed and then got a voided Form 1095-A
  • You got a corrected Form 1095-A but you used information from the previous Form 1095-A to file your tax return

Get information about amending returns from the IRS.

Looking for Form 1095-B or 1095-C?

These forms don’t come from the Marketplace. Health insurance providers send Form 1095-B to people they cover, with information about who was covered and when. Check with your health insurance provider if you need Form 1095-B. Certain employers send Form 1095-C with information about coverage they offered or provided to employees. If you need this form, check with your employer.