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Multi-state plan

A type of plan offered in the Health Insurance Marketplaceยฎ. Despite the name, โ€œmulti-state plansโ€ donโ€™t necessarily have network providers or cover services in multiple states. If you want a plan that does, carefully read any Marketplace planโ€™s documents and provider directory.
The Affordable Care Act created the Multi-State Plan program to increase choice and competition in insurance markets nationwide. The plans are sold through the Marketplace under a contract between the U.S. Office of Personnel Management (OPM) and insurance companies.
The name โ€œMulti-State Planโ€ means only that OPM operates the program in multiple states. Some Multi-State Plans offer in-network coverage nationally or in multiple states. Many donโ€™t.