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In the Health Insurance Marketplace, you can get dental coverage 2 ways: as part of a health plan, or by itself through a separate, stand-alone dental plan.
IMPORTANT: You can’t buy a Marketplace dental plan unless you’re buying a health plan at the same time.
Health plans that include dental coverage. Dental coverage is included in some Marketplace health plans. You can see which plans include dental coverage when you compare them.
If a health plan includes dental, the premium covers both health and dental coverage.
Separate, stand-alone dental plans. In some cases separate, stand-alone plans are offered. You can see them when you shop for plans in the Marketplace.
If you choose a separate dental plan, you’ll pay a separate, additional premium.
How to preview dental plans
Click the button below and answer a few income and household questions. You can then preview health plans with dental, and stand-alone dental plans.
There are 2 categories of Marketplace dental plans: High and low.
When you compare dental plans in the Marketplace, you’ll find details about each plan’s costs, copayments, deductibles, and services covered.
Under the health care law, dental insurance is treated differently for adults and children 18 and under.
No. Dental coverage is optional, even for children. So you don't need it to avoid the penalty for being uncovered.