2015 health coverage & your federal taxes

Quick Help: Form 1095-A, tax tool & 2014 taxes

  • Did you get a corrected 1095-A? If you already filed taxes, you may need to file an amended return. Visit IRS.gov for instructions

  • Use a tax tool for second lowest cost Silver plan (SLCSP) or lowest cost Bronze plan

  • Need to file and "reconcile" for 2014 to keep 2016 savings? See how

What was your 2015 health coverage status?

Choose your situation below to see step-by-step directions and tax forms you need. If more than one situation applies, start with the one you had most of the time.

Marketplace plan with premium tax credits You enrolled in a health plan through the Marketplace and used premium tax credits to lower your monthly payments Choose

Marketplace plan without premium tax credits You enrolled in a Marketplace plan but paid full price – either because you didn’t qualify for or didn’t apply for a premium tax credit Choose

Job-based health insurance You had health insurance through a job, a retiree health plan, the Small Business Health Options Program (SHOP), or COBRA Choose

Other health coverage You bought a plan outside the Marketplace, or were covered by Medicare, Medicaid, the Children’s Health Insurance Program (CHIP), or another source Choose

No health coverage You had no health coverage for all or most of 2015 Choose