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Enroll in Health Insurance

  • See if you qualify for a Special Enrollment Period
  • Coverage options outside Open Enrollment
  • Marketplace tips
  • Dental coverage
  • Medicaid & CHIP
  • How to apply and enroll
  • Picking a plan

Change or cancel plans

  • See if you can change plans
  • Report income/family changes
  • Cancel a plan

Saving Money

  • See if you'll save
  • Save on your premiums
  • Cost-sharing reductions
  • High Deductible Health Plans

How To...

  • Use your coverage
  • Estimate income
  • Find local help
  • Get login help
  • Submit requested documents
  • Appeal a Marketplace decision
  • Confirm your Special Enrollment Period
  • Pay premium & check coverage status

More Details If You...

  • Just had a baby or adopted
  • Are under 30
  • Have/offered job-based insurance
  • Are self-employed
  • Are unemployed
  • Qualify for Medicare

Taxes, Fees & Exemptions

  • Health care & taxes
  • The penalty for not having coverage in 2018 & earlier
  • Exemptions in 2018 & earlier
  • 2019 exemptions & Catastrophic plans
Browse all topics >

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See if you qualify for a Special Enrollment Period

2021 Open Enrollment is over, but you may still be able to enroll in 2021 health insurance through a Special Enrollment Period.

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2020 health coverage & your federal taxes

Quick Help: Form 1095-A & how to "reconcile"

  • Find and use Form 1095-A.

  • "Reconcile" your premium tax credit for 2020.

Choose your 2020 health coverage status for step-by-step directions & tax forms

Did more than one situation apply at different times or for different family members? Choose an option below and we'll take you to others.

You had a Marketplace plan with premium tax credits

You enrolled in a health plan through the Marketplace and used premium tax credits to lower your monthly payments

GET INFO

You had a Marketplace plan without premium tax credits

You enrolled in a Marketplace plan but paid full price — because you either didn’t qualify for a premium tax credit or didn’t apply for one

GET INFO

You had job-based health insurance

You had health insurance through a job, a retiree health plan, COBRA, or the Small Business Health Options Program (SHOP)

GET INFO

You had other health coverage

You bought a plan outside the Marketplace or were covered by Medicare, Medicaid, the Children’s Health Insurance Program (CHIP), or another source

GET INFO

You had no health coverage

You had no health coverage for all or most of 2020

GET INFO

Forms

  • How to find your Form 1095-A
  • Form 8962 – Premium Tax Credit (PDF, 110 KB)
  • 8962 Instructions (PDF, 348 KB)

Tax Help

  • Find out where to get free volunteer tax help
  • Learn about the IRS Free File and related services
  • Find a tax software program to help you prepare your taxes
  • Protect yourself from tax scams

More Tax Information

  • Learn about the fee (“penalty,” “fine”) for not having health coverage
  • Use our tax tool to figure out your premium tax credit or claim an affordability exemption

Other Tax Years

  • Need information about 2019 taxes?
  • Need information about 2018 taxes?
  • Need information about 2017 taxes?
  • Need information about 2016 taxes?
  • Need information about 2015 taxes?

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A federal government website managed and paid for by the U.S. Centers for Medicare & Medicaid Services. 7500 Security Boulevard, Baltimore, MD 21244. Health Insurance Marketplace® is a registered trademark of the Department of Health and Human Services.
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Resources

  • About the Affordable Care Act
  • Regulatory and Policy Information
  • For Navigators, Assisters & Partners
  • For Agents & Brokers
  • For the Media
  • For Researchers
  • For States
  • Information in other languages

Connect With Us

  • Questions? Call 1-800-318-2596
  • Find Local Help
  • Visit the HealthCare.gov blog
  • FacebookTwitterYouTube
All Topics | Glossary | Contact Us | Archive
Nondiscrimination / Accessibility | Privacy Policy | Privacy Settings | Linking Policy | Using This Site | Plain Writing

中文 |  Kreyòl |  Français |  Deutsch |  ગુજરાતી |  हिंदी |  Italiano |  日本語 |  한국어 |  Polski |  Português |  Русский |  Español |  Tagalog |  tiếng việt | 
HHS.gov A federal government website managed and paid for by the U.S. Centers for Medicare & Medicaid Services. 7500 Security Boulevard, Baltimore, MD 21244. Health Insurance Marketplace® is a registered trademark of the Department of Health and Human Services.
  • Whitehouse.gov
  • USA.gov
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