STILL NEED HEALTH COVERAGE FOR 2018?

Open Enrollment is over. You can still get 2018 health insurance 2 ways:

If you’re under 30, you can get health coverage a few different ways, some designed specifically for you.

Health coverage options

Here are some different ways to get health coverage.

Getting or staying on a parent’s plan

Buying your own insurance plan

  • Depending on your situation, you may be eligible for savings based on your income. You can pick a "Catastrophic" health plan — a way to protect yourself mainly from worst-case scenarios.
  • One catch: If someone claims you as a tax dependent, you can buy a plan through the Marketplace but won't qualify for savings based on your income.

Student health plans

  • If you're in school, you may be able to enroll in a student health plan — and meet the requirement for having coverage under the health care law.

Medicaid and CHIP

  • If your income is low or you have certain life situations, you could qualify for free or low-cost coverage through Medicaid.
  • If your state has expanded Medicaid coverage, you can qualify based on your income alone — in many states that have expanded, that's about $16,500 for a single person, about $22,500 for a married couple with no children. Do a quick check here.
  • In all states, you can qualify based on factors including income, some family situations like pregnancy and having young children, and disability.
  • If you have children, they might qualify for coverage under the Children’s Health Insurance Program (CHIP) — even if you don't qualify for Medicaid.

Fill out a Marketplace application any time of year to find out if you qualify for Medicaid and CHIP. Get started now.

Get covered – or pay a fee

  • Under the health care law, you must have qualifying health coverage or pay a penalty on your next federal tax return.
  • The penalty in 2016 is 2.5% of household income or $695 per adult (half of that per child), whichever is higher.
  • The penalty rises yearly with inflation.