Getting covered if you’re under 30

STILL NEED HEALTH COVERAGE FOR 2021?

You can enroll in Marketplace health coverage through August 15 due to the coronavirus disease 2019 (COVID-19) emergency. More people than ever before qualify for help paying for health coverage, even those who weren’t eligible in the past. Learn more about new, lower costs.

You can also still get 2021 health insurance these 2 ways:

Already have an account? Log in to apply.

If you’re under 30, you can get health coverage a few different ways, some designed specifically for you. Here are some different ways to get health coverage.

Getting or staying on a parent’s plan

Buying your own insurance plan

  • Depending on your situation, you may be eligible for savings based on your income. You can pick a "Catastrophic" health plan — a way to protect yourself mainly from worst-case scenarios.
  • One catch: If someone claims you as a tax dependent, you can buy a plan through the Marketplace but won't qualify for savings based on your income.

Student health plans

  • If you're in school, you may be able to enroll in a student health plan — and meet the requirement for having coverage under the health care law.

Medicaid and CHIP

  • If your income is low or you have certain life situations, you could qualify for free or low-cost coverage through Medicaid.
  • If your state has expanded Medicaid coverage, you can qualify based on your income alone — in many states that have expanded, that's about $17,608 or less for a single person, about $23,791 or less for a married couple with no children. Do a quick check here.
  • In all states, you can qualify based on factors including income, some family situations like pregnancy and having young children, and disability.
  • If you have children, they might qualify for coverage under the Children’s Health Insurance Program (CHIP) — even if you don't qualify for Medicaid.

Fill out a Marketplace application any time of year to find out if you qualify for Medicaid and CHIP. Get started now.