How can we help you?
It depends on whether you’re new to the Marketplace:
- New to HealthCare.gov? Create an account to start an application.
- Have a 2023 plan? Log in to update your application, compare plans, and renew or change for next year.
You can also apply by phone, with the help of a trained assister in your community, or with a paper application (PDF, 1.35 MB). Learn how to apply.
- November 1: Open Enrollment starts.
- December 15: Deadline for coverage that starts January 1.
- January 15: Last day to sign up.
- Coverage starts February 1.
- After January 15, you can only get a health plan if you qualify for a .
Maybe. If you have certain life changes, like having a baby, getting married, or losing health coverage, or if your income is within a certain range, you may qualify for a
to enroll in a health coverage plan for the rest of the year. Learn more about Special Enrollment Periods.
If eligible, you can enroll in Medicaid or the Children’s Health Insurance Program (CHIP) any time of year.
When you have Marketplace insurance, you'll pay your premiums directly to the insurance company — not the Marketplace. Your coverage won't start until you pay your first premium. Contact your plan for how they accept payment.