If anyone in your household had 2019 Marketplace coverage, you should get Form 1095-A, Health Insurance Marketplace Statement, in the mail by early February.

You'll use it, along with Form 8962, Premium Tax Credit, to "reconcile" your premium tax credit.

For links to all the documents and instructions based on your insurance status, visit this page and choose the situation that best applies to you. You can also use this checklist to make sure you have everything.

If you or anyone in your household had Marketplace coverage in 2019, it’s probably available online, in your HealthCare.gov account. Get screen-by-screen directions, with pictures (PDF).

You should also get Form 1095-A in the mail by early February. It comes from the Marketplace, not the IRS.

If you don’t have your 1095-A by early February, contact the Marketplace Call Center.

It's probably for one of these reasons:

• You changed Marketplace plans during 2019
• You updated your application with new information – like adding or removing a family member, or moving – that resulted in a new enrollment
• Different household members had different plans
• There are more than 5 people on the same plan

You use information from your 1095-A about your second lowest cost Silver plan (SLCSP) to complete Form 8962, Premium Tax Credit.

This is how you'll "reconcile" – find out if there's any difference between the premium tax credit you used and the amount you qualify for based on your final 2019 income. Any difference will affect your refund or tax owed.

See a step-by-step guide to reconciling.

Contact the Marketplace Call Center. You'll be sent a corrected version.

You may be asked to submit documents to verify or add to information on your application, like your income, citizenship, or immigration status. You can upload documents online, which is the fastest and easiest way to get them processed. Or you can mail copies instead.

Learn more about submitting documents.

Update your application online as soon as possible. Premium tax credits and other savings are based on your income information on your application.

• See which changes to report.
• Learn how to report changes.

How you cancel depends on the reason you’re canceling and which family members you’re canceling for. Choose why you're ending coverage for step-by-step instructions.

Pay your monthly premiums to your insurance company, not the Marketplace. Contact your insurance company to find out when and how to make your payments.

Pay by your due date. If you don't, you could lose your coverage.

Get more information on paying your premium.

Outside Open Enrollment, you can change plans only if you qualify for a Special Enrollment Period due to a life event — like changing jobs, getting married, or having a baby. You usually have 60 days from the life event to enroll in a new plan.

Think you qualify for a Special Enrollment Period? Answer a few quick questions, and we’ll tell you how to apply.

If you haven’t had health insurance before or if it’s been a while, you can learn about using your coverage and improving your health with our "From Coverage to Care: A Roadmap to Better Care and a Healthier You" (PDF).

Outside Open Enrollment, you can get health insurance only 2 ways:

• With a Special Enrollment Period. You can qualify if you lose job-based coverage, have a baby, get married, or have certain other life changes.
• Through Medicaid or the Children's Health Insurance Program (CHIP). You can apply any time and can enroll immediately if you're eligible.

Think you may qualify for a Special Enrollment Period? Answer a few quick questions to find out.

Answer a few fast questions to see plans with personalized price estimates before you apply.

The only way to know for sure is to fill out an application. But to get a quick idea, select your household size, state, and estimated 2020 income to see if you’re in the range to save.

You can also preview plans and prices and get an estimate of what plans cost based on your income.

When you apply for Marketplace coverage with a Special Enrollment Period, you may be asked to provide documents to confirm the events that make you eligible. You must send the documents before you can start using your coverage. Learn more.

See how to estimate your expected income and what income to count.

Most households include the person applying for coverage, their spouse, and anybody they claim as a dependent on their tax return. Learn more about who to include in your household.

Outside Open Enrollment, you can get health insurance only 2 ways:

• With a Special Enrollment Period. You can qualify if you lose job-based coverage, have a baby, get married, or have certain other life changes.
• Through Medicaid or the Children's Health Insurance Program (CHIP). You can apply any time and can enroll immediately if you're eligible.

Think you may qualify for a Special Enrollment Period? Answer a few quick questions to find out.

Answer a few fast questions to see plans with personalized price estimates before you apply.

You can report changes to the Marketplace 3 ways: online, by phone, or in person — not by mail. Learn how.

It's important to report any changes as soon as possible. These changes may affect your coverage and savings.

You can upload the documents online, which is the fastest and easiest way to get them processed. Or you can mail copies instead.

When you have Marketplace insurance, you'll pay your premiums directly to the insurance company — not to the Health Insurance Marketplace. Your coverage won't start until you pay your first premium. Get more information on completing your enrollment.