Using your health insurance coverage

Common coverage questions

Once you’re enrolled in a health plan and your coverage has started, you can use it to help cover medical costs for services like:
If you haven’t had private health insurance before or if it’s been a while, you may want to learn about using your coverage and improving your health using our "From Coverage to Care: A Roadmap to Better Care and a Healthier You" (PDF).
If your health insurance company doesn’t pay for a specific health care provider or service, you can appeal an insurance company decision.
Unsure about your coverage? Learn what to do if you’re not sure you’re enrolled, or haven’t received your insurance card.