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Notice: During the government shutdown, if you have a 2025 health insurance plan, continue using your plan and providers. If you don’t have a plan, you can use this site to apply for and access coverage.

Affordable Care Act (ACA)

The comprehensive health care reform law enacted in March 2010.
The law has 3 primary goals:
  • Make affordable health insurance available to more people. The law provides consumers with subsidies (the “premium tax credit”) that lower costs for households with incomes between 100% and 400% of the
    (FPL).
    • If your income is above 400% FPL, you may still qualify for the premium tax credit.
  • Expand Medicaid to cover all adults with income below 138% of the FPL. (Not all states have expanded their Medicaid programs.) Learn more about Medicaid expansion and what it means for you.
  • Support innovative medical care delivery methods designed to lower the costs of health care generally.