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Notice: During the government shutdown, continue using your 2025 health insurance plan and providers. Use this site to apply for and enroll in 2026 coverage during Marketplace Open Enrollment.
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Pre-existing Condition Insurance Plan (PCIP)

A program (that no longer exists) created by the Affordable Care Act to provide a health coverage option if you were uninsured for at least 6 months, had a pre-existing condition, and were denied coverage (or offered insurance without coverage of the pre-existing condition) by a private insurance company.