Skip to main content

An official website of the United States government

Here's how you know

Special Enrollment Period (SEP)

A time outside the yearly Open Enrollment Period when you can sign up for health insurance. You qualify for a Special Enrollment Period if you’ve had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child, or if your household income is below a certain amount.
Depending on your Special Enrollment Period type, you may have 60 days before or 60 days following the event to enroll in a plan. You can enroll in Medicaid or the Children’s Health Insurance Program (CHIP) any time.
Job-based plans must provide a Special Enrollment Period of at least 30 days.

You are leaving HealthCare.gov

You're about to connect to a third-party site. Select Continue to proceed or Cancel to stay on this site.

Learn more about links to third-party sites - null