A marketplace for health insurance
where individuals, families and small businesses can learn about their plan
options; compare plans based on costs, benefits and other important features; apply for and receive financial help with premiums
and cost sharing
based on income; and choose a plan
and enroll in coverage. Also known as an "Exchange". The Marketplace is run by the state in some states and by the federal government in others. In some states, the Marketplace also helps eligible consumers enroll in other programs, including Medicaid and the Children’s Health Insurance Program (CHIP). Available online, by phone, and in-person.