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Notice: During the government shutdown, continue using your 2025 health insurance plan and providers. Use this site to apply for and enroll in 2026 coverage during Marketplace Open Enrollment.

Catastrophic health plans for people with hardship exemptions

If you want to renew a Catastrophic plan from a prior year or apply for new coverage, you must first update your Marketplace application, either online at HealthCare.gov or by calling the Marketplace Call Center, with a valid 
. Then, you’ll be able to complete your enrollment.