Do I qualify for Medicaid?

You may qualify for free or low-cost care through Medicaid based on income and family size. Some states have expanded Medicaid to cover more people.

You can apply for and enroll in Medicaid or CHIP any time of year. There’s no limited enrollment period for either Medicaid or the Children’s Health Insurance Program (CHIP). If you qualify, your coverage can begin immediately.

If you have Medicaid coverage, you’re considered covered under the health care law and don’t have to buy a Marketplace plan.

Medicaid coverage and expansion

In all states, Medicaid provides health coverage for some low-income people, families and children, pregnant women, the elderly, and people with disabilities. In some states the program covers all low-income adults below a certain income level.

Medicaid programs must follow federal guidelines, but they vary somewhat from state to state. Coverage and costs to you may be different from state to state. Some Medicaid programs pay for your care directly. Others use private insurance companies to provide Medicaid coverage.

Some state Medicaid programs have names that don’t say “Medicaid.” For instance, in Oklahoma it’s called SoonerCare. In Minnesota it’s called Minnesota Care.

Medicaid and the Children’s Health Insurance Program (CHIP)

In many cases, if you qualify for Medicaid your children will qualify for either Medicaid or CHIP. CHIP may also provide coverage for children whose parents make too much money to qualify for Medicaid. Learn more about CHIP.

Find out if you’re eligible for Medicaid

Even if you were told you didn't qualify for Medicaid in the past, you may qualify under the new rules. You can see if you qualify for Medicaid 2 ways:

  • Visit your state's Medicaid website. Use the menu at the bottom of this page to pick your state and you'll be sent to the right page. You can apply right now and find out if you qualify. If you qualify, coverage can begin immediately.

  • Fill out an application in the Health Insurance Marketplace. When you finish the application, we'll tell you which programs you and your family qualify for. If it looks like anyone is eligible for Medicaid and/or CHIP, we'll let the state agency know so you can enroll.